Budgeting concept
Salary-cycle budgeting organizes a budget around the period from one income date to the next. For many people, that period is more useful than a calendar month because bills and daily spending must last until the next salary arrives.
From one salary to the next
A calendar budget resets on a fixed date such as the first of the month. A salary-cycle budget begins when income arrives and ends immediately before the next expected income date.
For example, a salary paid on the 27th can define a cycle from the 27th through the 26th, even though that cycle crosses two calendar months.
Cash uses the active salary cycle as the shared time boundary for income, planned bills, goals, confirmed transactions, safe-to-spend calculations and spending summaries.
This keeps Home, Transactions, Plan and Insights aligned to the same financial period instead of mixing calendar-month totals with salary-based decisions.
Cash divides the active salary cycle into consecutive budget windows of up to seven days. The final window can be shorter when fewer than seven days remain.
A window allowance is based on the canonical daily safe-to-spend figure multiplied by the actual number of days in that window. Spending is measured from confirmed transactions inside the same window, and overspending is shown explicitly rather than hidden.
The approach connects each daily spending decision to the next income date, protects planned commitments first and avoids an artificial reset while the same salary still needs to last.
It remains a budgeting method, not a guarantee of future income or financial outcomes.
Official product name
Cash: Budget & SavePlatform
iPhone · iOSData model
Local-firstFAQ
Concise facts for search engines, AI assistants and people.
No. It follows the actual or expected interval between income dates, which may not match a calendar month exactly.
Cash uses the actual number of remaining days rather than forcing a full seven-day allowance.
No. It is an organizational budgeting method and does not replace regulated financial, tax or legal advice.
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